$1,145,000

Look… let's be honest about what "remodeled" usually means. New flooring in the entry. A faucet from the hardware store. Somebody staged a bowl of green apples. Not this one. The renovation here was completed July 31, 2026. Days ago. Top to bottom. Done. Here's what sits on .32 acres of true lakefront in Pagosa Lakes: 2,250 square feet. Four bedrooms. Three and a half baths. An attached two-car garage — not a given in this valley, and something you'll be grateful for the first February you own skis, bikes, and a snowblower. Not lake view. Not lake access. Lakefront. Water at the back of the property, San Juan Mountains filling the glass on the other side of the great room. Now the cabinets, because this is where you see how the whole thing was done. WoodHarbor custom cabinetry. Breeze door style. Rustic hickory. Throughout the entire home — not just the kitchen where the good photos happen. WoodHarbor isn't something you grab off a shelf on a Saturday. You order it through a designer. There's a lead time. There's a real number on the invoice. And rustic hickory is the hardest domestic hardwood used in cabinetry, with the character left in: the grain moves, the knots stay, the color swings from cream to coffee across a single door. No two doors in the house are alike. Builders watching a budget don't specify this. They specify something that looks close enough in a picture. The rest of the scope: all new flooring. All new interior paint. All new appliances. Granite countertops. Every cabinet replaced. Every bathroom rebuilt, including the primary. Gas radiant in-floor heat, which nobody appreciates until they've lived with it and then can never go back. No forced air. No dust. No cold room. No furnace waking anybody at three in the morning. Just a warm floor in February. Plus a wood stove for the nights that call for one. The primary suite is the kind of bathroom where you'd actually take a bath, instead of thinking about it and then not. Upstairs, a guest suite with its own private entrance and wet bar — which matters, because people invite themselves, and this is how everybody stays married. Outside: 1.29 acres. Room for the boat, the trailer, the fire pit, and the dog. Kayak before coffee. Paddleboard at six, when the water goes flat and the mountains double themselves on the surface. Fish from your own shoreline. And here's the part that actually gets people, and it isn't the big vacation week. It's a random Wednesday in September. You walk down with a cup of coffee, stand there for ten minutes, don't talk to anybody, and go back inside. That's the part nobody can rent. And everything ownership drags along with it. Pagosa Lakes includes the rec center with indoor pool and fitness programming, golf, and the community lakes. Wolf Creek Ski Area sits about twenty-five miles east and quietly gets some of the biggest natural snowfall in Colorado. Town sits on the deepest geothermal hot spring in the world, so a ski day ends in mineral water instead of traffic. Durango-La Plata airport, roughly an hour. Albuquerque, about three and a half. Short-term rental is permitted with a PLPOA permit. Permitted — not automatic. Dues run $365 a year standard, $1,095 a year if operated as a short-term rental. Buyer to verify all current PLPOA and local requirements; dues and regulations subject to change. Here's the honest close. Most lakefront inventory in this valley is original 1980s and 1990s construction, which means the purchase price is where your spending starts, not where it stops. This one's finished. Everything's been decided, paid for, and installed. Bring a suitcase. Square footage, acreage, dues, taxes, and rental eligibility approximate; buyer to verify independently.